7/21/2023 0 Comments All reverse mortgage calculator![]() ![]() Your loan won’t come due until you pass on, sell the home or move out of the home for at least 12 months - to an assisted living facility, for example. To protect its investment, your lender will also require you to maintain the home and keep it in good condition. You will be required to pay property taxes, homeowners insurance and HOA dues, or your lender could start foreclosure proceedings. For more details, read Money’s reverse mortgage guide. You can take out a reverse mortgage on a single-family home, a multi-unit property that you currently live in, a townhouse or a condo (with HECMs, it must be an FHA-approved condo). Borrowers can also choose a combination of these payouts. ![]() ![]() The lender will give you that advance via one large payment, many monthly payments or a line of credit. Unlike with traditional mortgage loans and equity products (like cash-out refinances and home equity loans), reverse mortgage holders don’t make monthly payments. How does a reverse mortgage work?Ī reverse mortgage essentially advances the money from your eventual home sale. It allows borrowers to turn their home equity into cash, which is typically used to supplement retirement income, cover the costs of aging-in-place home repairs or improvement projects or reduce their monthly housing expenses. What is a reverse mortgage?Ī reverse mortgage is a type of loan for older homeowners - generally, those aged 62 and up (though some lenders allow borrowers to be as young as 55). While they don’t require traditional monthly mortgage payments, they are a debt - and they do need to be repaid eventually. Reverse mortgages are complicated products. Why we didn't choose it: Their small reach (just 16 states), plus allegations of deceptive advertising from the CFPB in 2021 are what pushed the company out of the running. A standout option is the company’s proprietary NY Co-op reverse mortgage. (NMLS #1408) has solid reviews and a full suite of reverse mortgage options, including HECM loans, HECMs for purchase, jumbo reverse mortgages and refinancing for reverse mortgages. A 2021 enforcement action with the CFPB regarding deceptive advertising practices.It can be used in tandem with FAR’s loan offerings. The program matches seniors with rent-paying housemates so they can earn income and put more money toward retirement goals. Described as a “retirement mortgage,” it blends elements of a typical mortgage loan with a reverse mortgage, allowing borrowers to minimize their monthly housing costs as they age.įAR also offers a home-sharing program called Silvernest. Why we chose this company: Finance of America Reverse (NMLS #2285) has something for just about everyone, with a large variety of mortgage options.įAR offers the popular HECM reverse mortgage, HomeSafe jumbo loans up to $4 million and a few alternatives that older homeowners might want to consider.įor those that can’t qualify for a HECM or want something a little different, there’s also FAR’s proprietary EquityAvail option. ![]() Products HECM, HECM for purchase, jumbo loans, Equity Avail proprietary mortgage, home-sharing Loan amounts Up to $4 million States served All 50 states, plus D.C. ![]()
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7/21/2023 0 Comments Rocket lawyer phone number![]() If you wish to use additional Services beyond those included in the Trial Offer, you may be asked to separately purchase those Services or to upgrade to a paid membership prior to the end of the Trial Offer period. If you choose to start a Trial Offer, you will automatically join the paid membership you have chosen at the end of the Trial Offer and you authorize Rocket Lawyer to charge your payment method a recurring monthly membership fee or annual membership fee, as applicable. Rocket Lawyer makes available trial offers for the limited use of the Services (each, a "Trial Offer") to new customers who provide a valid payment instrument, such as a credit card or other payment method. Trial Offers, Auto-Renewals and Paid Accounts Certain of our Services are offered by subsidiaries, where noted in the applicable Additional Terms.ġ. If there is any conflict between the terms in the General Terms and the Additional Terms, then the Additional Terms govern in relation to that Service. In addition to these General Terms, your use of specific Services may be governed by additional terms and conditions (“Additional Terms”) such as: In no event is use of the Services permitted by those under the age of 13. You must be the legal age of majority in your state of residence or otherwise able to form a binding contract with Rocket Lawyer in order to use the Services. ![]() Please note that the statements set forth under the headings "More simply put" are provided as a courtesy solely for your convenience and are not legally binding or otherwise intended to modify these Terms in any way. If you are using our Services as the employee or agent of an organization, you are agreeing to these Terms on behalf of that organization. By using our Services, you agree to be bound by these General Terms as well as our Privacy Policy. These General Terms of Service ("General Terms"), along with any applicable Additional Terms (defined below) (collectively, the “Terms”) cover your use and access to the products, services, software, platform and websites (collectively, "Services") provided by Rocket Lawyer Incorporated and any of our affiliates (collectively, "Rocket Lawyer"). ![]() 7/21/2023 0 Comments Winston cigarettes vs marlboro![]() ![]() We also screen for promising stock ideas by running unconventional lists like this one. ![]() ![]() We only rely on hedge fund buy/sell signals. Unlike some fund managers who are betting on Dow Jones Industrial Average reaching 40000 within a year, our long-short investment strategy doesn’t rely on bull markets to deliver double digit returns. Finally, as our ranking comparable, we have also taken into account tobacco brand preferences for US for 2017. When talking about the previous period, if you would like to see what the situation on this issue was some years ago, you can take a look at 7 Cigarette Brands with Lowest Tar and Nicotine for 2017. We also went through the lists of low tar and nicotine cigarettes provided by SmokeEnders Online, which was published back in 2012, so we checked and compared this info with the contemporary data from the cigarette producing companies’ websites. So, in order to provide a decent list of lowest tar and nicotine cigarette brands for 2019 we looked up at some online cigarette selling providers, such as Kiwicigs. This required looking for categories such as tar and nicotine content of cigarettes, low tar cigarettes list, and 0.1 mg nicotine cigarettes. This is why in today’s article we will be focusing on tar and nicotine among all other harmful chemicals. Giving up nicotine is as heavy as giving up heroin, Medical News Today explains. As for nicotine, a chemical found in tobacco plant, this one is responsible for cigarette addiction. Around 70% of tar from a cigarette ends up in the smoker’s lungs, which is a nasty figure, having in mind that this substance is one of the cancer causing chemicals in the cigarette. But, why tar and nicotine in particular? Tar is a sticky black substance visible to the naked eye, so you can actually see what is causing the damage firsthand. However, a lot of people would look for low tar and nicotine cigarettes in search for a healthier solution. According to Cancer org., there is no type of cigarette proven to be harmless. They all contain harmful substances that we have mentioned. Even “light” and “all natural” might sound attractive and healthier, but they are not. So, after all this, considering which brand of cigarettes is the least harmful, we would not get a long list. As for youth, the rate is slightly higher, being 68% for the same period. The data provided by the American Lung Association has shown that smoking rates among adults have fallen from more than 67% in the period from 1965 to 2017. Indeed, cigarette smoking trends have been declining in the past period. These facts have surely made some of the smokers quit their habit. ![]() 7/21/2023 0 Comments City island 4 release date![]() ![]() ![]() Please check the park’s Facebook page for updates before your visit. If the park is full, please consider visiting another state park in the area. Please do not park on roadsides or in non-designated areas. The park has also seen very high visitation over the last year. Jump right in this popular free city building game and enjoy the unique atmosphere of your own City Island, the islanders and the fun that over 50 million city-builders have had before you. we’ll release a new City Island version to the Google Play market as soon as possible, luckily it could be based on a pre-christmas version. Discharge schedules can change rapidly based on lake levels, rainfall forecasts, etc. Water releases may occur with or without warning any time you are near a TVA dam or powerhouse. Visitors should be prepared for a quick exit should they hear warning sirens or notice water rising. Life jackets and hiking shoes are strongly encouraged in this area. TVA Great Falls Dam and/or the TVA Great Falls Powerhouse may release water on an irregular schedule. Water discharge may change day to day or even hour to hour. All river gorge areas downstream of the TVA Dam are closed when the dam is in Active water spill mode or a discharge is likely for the day. Before planning your visit, please check TVA's website for Great Falls Dam and Powerhouse for the most current water discharge schedule. Visitors are encouraged to check the discharge schedule often. It was previously announced that the Fast and Furious franchise would be ending with the 11th film. Rock Island State Park is open, but the following alert is important for all visitors Vin Diesel has confirmed the release date of Fast X Part 2, after that nail biting cliffhanger. ![]() ![]() ![]() That’s why we’ve decided to and make this site look friendly and approchable. We believe that not every gaming related site needs to look like it has been made for stereotypical gamers. We regularly play games, but we still identify as casual gamers. We don’t know all titles, but we certainly know a lot of excellent games for different platforms and audiences. We have a deep passion for couch co-op games and did a lot of research on the subject in our student days. We are Tabea und Patrick, both in our mid-20s and from Northern Germany. We are two people who love couch co-op games Save time on researching, spend more time with friends and family. On this website you can quickly find new games which have been tested by people like you. We create lists with handpicked couch co-op games-filterable by platform, player number and relevant features. That’s why we’ve came up with the idea for Couch Co-Op Favorites. You want to find great, new games without the hassle. You probably don’t want to search on the internet for hours and hunt for hidden gems. Gaming related blogs and magazines write about couch co-op games from time to time, but it’s not their main subject. Websites for couch co-op games do exist, but they try to list them all, even the not-so-good ones. However, they either feature just a handful of new games or list thousands of entries. Most game stores like Steam, PlayStation/Microsoft Store or Nintendo eShop offer categories for local multiplayer games. So, where do you find interesting, new titles? Sometimes you get great recommendations from friends, but most of the time you need to do your own research. While these couch co-op games can be played over and over again, you may want to try something new from time to time. Every platform has some couch co-op classics, like “Mario Kart 8 Deluxe” and “Super Mario Party” on Nintendo Switch or “Sackboy: A Big Adventure” on PS5. If you are like us, you play local multiplayer games on a regular basis, either with your kids or your friends. Sure, online multiplayer modes can be fun, too, but couch co-op has always been the best type of multiplayer games for us. Nothing beats the joy of sitting in the same room, playing some fun games and experiencing the reactions of your friends first hand-especially during a pandemic, when you’re more often at home with your partner, family members or roommates. SharePlay requires a paid PSN subscription and is limited to 60 minutes per session and a maximum of 2 players.Ībout us Great couch co-op games are hard to find? Not anymore! ![]() Remote Play Together (Steam) and SharePlay (PSN) allow you to share local multiplayer games with friends over the internet. Please note: We can’t guarantee that your specific setup works with “Totally Reliable Delivery Service”. Most couch co-op games require one gamepad per player (DualShock 4, DualSense, Nintendo Switch Pro Controller etc.), but sometimes you can share gamepads (PS5, XBOX Series X/S), use a single Joy Con (Switch) or let at least one person utilize a keyboard (PC). If you have a valid subscription, you can download this game without additional costs. Your Linux distribution may support this game through Steam Play. Please check out the official website for “Totally Reliable Delivery Service”, if your preferred platform isn’t listed. This game may be available on other platforms. XBOX Series X/S, XBOX One (Microsoft Store).Windows, macOS (Steam, Epic Games Store).You don’t have to take on specific tasks, you can just goof around.If you like multiplayer sessions, that descend into chaos, this game is for you.Controls and physics are so bad, you’ll inevitably laugh.However, if you just want to fool around with your friends in a sandbox, you’ll probably like this game. In fact, it doesn’t offer any story at all. “Totally Reliable Delivery Service” does not offer creative tasks, stunning visuals or a thrilling story. This is a game for quick laughs, not for ambitious gameplay. It’s technically a coop game, but most of the time there is no need to actually cooperate. You can use cars, buggies and even helicopters to speed up the process. ![]() Invite up to 3 friends to help you deliver packages. It’s impossible to deliver a package without causing several traffic accidents, run into each other or loosing your stuff on the way. The controls are inaccurate and physical reactions are overexaggerated. You can do many things in this game, but you can’t possibly operate a totally reliable delivery service. Try to deliver packages quickly in a big sandbox with clunky physics and wobbly characters. ![]() 7/21/2023 0 Comments Sql web form builder![]() DaDaBIK can drastically reduce your development time.īy Using DaDaBIK as a web app builder, you create web applications with a no-code approach (even starting from your existing DB) and then, if the project requires complex workflows or specific needs, simply inject custom PHP & Javascript code using the unique DaDaBIK now-code + low-code integration approach (hooks, custom functions. We are developers as well and we know that feeling.Īs a low-code solution, DaDaBIK lets you focus only on the code that matters, so you can stop wasting your time with repetitive and boring tasks. ![]() If you know how to code, then you know the frustration of having to write similar code, again and again, for different projects, when you build a simple database front-end or more sophisticated Web applications ( internal tools, workflow and business process automation, public forms). Want to see what a DaDaBIK web app looks like in action? This demo HelpDesk app was built from scratch with DaDaBIK, without writing any PHP or Javascript code (no-code approach). Once generated, DaDaBIK’s visual interface configurator allows you to personalize and improve your Web database application to suit your organization’s workflow and needs. or even from scratch (you don't need a data source if you don't have it).ĭaDaBIK creates the database frontend for you automatically, in minutes: it has an integrated CRUD generator which creates a basic CRUD (Create, Read, Update, Delete) online interface with ease. ![]() an existing database (MySQL, PostgreSQL, SQLite, or MS SQL Server).Start with the data you already have, including: DaDaBIK is a low-code/no-code database application builder written in PHP.įirst developed in 2001, DaDaBIK is a popular, mature software product used by thousands of customers to make their databases available and updatable online with user-friendly, mobile-friendly, web-based interfaces. ![]() It makes creating an online database application easy and fast. Do you have a database you need to move online, but don’t have the budget to hire a developer? Want to build an internal tool, a public form or a database frontend?ĭaDaBIK makes it easy to build web applications without touching a line of code. ![]() ![]() ![]() “Out of everything, he was like, ‘She made her special salad dressing and took it to him.’” ![]() She got in her car to back up, he lay under her car so she wouldn’t leave.” The nanny continued, “He said he was doing it on purpose to make her late going to see Harry.” It was the last straw for the SNL alum. “She was saying: ‘I’m scared of you, Jason, I’m scared of you.’ And he said: ‘If you’re scared of me, why are you leaving your kids with me? So then, Jason went outside and lay under her car so she wouldn’t leave. “The night she left with her salad, Jason had chased after her, videotaping her in the house,” she recalled. Things reached a breaking point when Olivia left the house with a salad with her “special dressing” to give to the “As It Was” singer. Also, she has $645,187 in bank accounts and over $107,000 in other assets. Olivia has said she has over $107,000 in monthly expenses. The outlet reports that Olivia told the court she made over $40,000 a month in salary, including another $60,000 from Wilde Company income and rental property income. Olivia’s legal team, meanwhile, alleged that she “has borne the lion’s share of the expenses for their children” and asked that Sudeikis pay child support “retroactive” to the date she filed the case. “I have no reason to believe that Jason would dispute this.” “While I have yet to receive specific financial information from Jason, my understanding and belief is that he is wealthier than I am and has far greater income,” Wilde wrote, requesting $500,000 toward legal costs. She claimed that the Ted Lasso creator has a “significantly superior position” to her when it comes to finances. “While Jason and I have been splitting certain expenses for the children, such as their school tuition, I have been bearing 100 percent of the costs of the children’s care when they are with me, including, but not limited to, their food, clothing, childcare, extracurricular activities and transportation costs.” In court documents obtained by The Blast, Olivia wrote, “Jason is not currently paying child support to me, despite my requests through counsel that we agree upon an interim support amount to avoid further litigation in this matter,” the Drinking Buddies actress alleged. But it’s tricky because we’re not doing it in private.” If you can surround them with so much love, then it’s OK. She then elaborated on how there are different families where their situation is “hard but doable” for them “There are so many families that are blended and different shapes. My priority is them, as long as they’re happy and they’re healthy. “It’s actually allowed me to get to know them in a different way. “It’s allowed for some really deep conversations with my kids about emotions and about happiness and about what family means and love,” Wilde explained about her two kids with Sudeikis (who she refers to only as her ex), Otis, 8 and Daisy, 5. Here’s a timeline of the Olivia Wilde and Jason Sudeikis drama that’s currently happening to catch you up.ĭuring the episode interview on The Kelly Clarkson Show that aired on September 21, 2022, Wilde was asked about how being a single mom affects her kids and she talked about the challenges it had on her family. ![]() Scroll through the gallery below to learn more about Olivia Wilde and Jason Sudeikis’ two kids, Otis and Daisy.The Don’t Worry Darling director and the Ted Lasso creator were together for 9 years and are currently embroiled in a long custody battle hearing for their two children, Otis, born in 2014 and Daisy, born in 2015. “They will continue to be each other’s biggest supporters, especially when it comes to parenting their children and their careers.” “The children are the priority and the heart of the family’s relationship.” In fact, the former lovers still “see each other all the time.”Īnd even though the pair has moved on - Olivia has been dating singer Harry Styles, while Jason became involved with English model Keeley Hazell, Us Weekly reported - they still “adore each other and have nothing but the utmost respect for one another,” a source told Entertainment Tonight in January 2021. “They’ve transitioned into a great coparenting routine,” an insider told the outlet. Despite the breakup, Olivia and Jason have remained “amicable” for their kids. At the time, People reported the exes actually called it quits “at the beginning” of the year. Olivia and Jason continued their engagement after becoming parents, but the longtime couple ultimately split in November 2020. Angelina Jolie's Cutest Moments With Her Six Kids: See The Photos ![]() 7/20/2023 0 Comments Aer meaning latin![]() ![]() In some practices, the priest will turn and bless the people with the Aër during the Sursum corda.įollowing Communion, the Aër is placed, still folded, on the Diskos, together with the Spear, Spoon and Asterisk and little veils, and all are taken back to the Prothesis by the deacon.įinely embroidered Aër and smaller cross-shaped veils for the Chalice and Diskos (a mitre stands at the upper left)ĭuring a Liturgy of Presanctified Gifts, the priest or deacon wears the Aër on his left shoulder for the Great Entrance. After the Creed, the Aër is folded and placed on the Holy Table. When a bishop is serving the Liturgy, the concelebrating priests will hold the Aër during the Creed as the bishop kneels (or bows his head) underneath it. During the Creed, the priest will hold the Aër above the Gifts and waive it slowly, indicating the activity of the Holy Spirit. Just before the chanting of the Symbol of the Faith (Nicene Creed), the Priest will kiss the Diskos and Chalice (by kissing the Aër in the place where it touches each vessel) and the front edge of the Holy Table. If there is no deacon serving, the priest will place the Aër around his own shoulders like a cape, which will leave his hands free to take both the Diskos and the Chalice. For this reason, the Aër will often have ribbons sewn onto it, so it can be tied securely in place. Gold-thread embroidered Aer (13th century)Īt the Great Entrance, when the sacred vessels are brought in procession to the Holy Table (altar), the priest will place the Aër over the deacon's left shoulder before he hands him the Diskos (the priest himself will carry the Chalice). ![]() The Aër is first mentioned by name in an explanation of the Divine Liturgy by a writer of the sixth century, and is also alluded to as "the so-called Aër" in the Acts of the Council of Constantinople. It symbolizes the swaddling clothes with which Christ was wrapped at his Nativity, and also the grave clothes in which he was wrapped at his burial (both themes are found in the text of the Liturgy of Preparation). Its original use was to cover the Chalice and prevent anything from falling into it before the consecration. It takes its name either from the lightness of the material of which it is made, or from the fact that during the Nicene Creed in the Divine Liturgy, the priest holds it high in the air and waves it slowly over the Chalice and Diskos. Tassels may also be sewn at each of the corners. It is often made of the same material and color as the vestments of the officiating priest, and often has a fringe going all the way around its edge. It is rectangular in shape and corresponds to the veil used to cover the chalice and paten in the Latin liturgical rites, but is larger. the "air" modern Greek: Αέρας Slavonic: Воздýхъ, Vozdúkh) is the largest and outermost of the veils covering the Chalice and Diskos (paten) in the Eastern Orthodox Church and the Eastern Catholic Churches which follow the Byzantine Rite. Aër covering a Chalice and Diskos on the Prothesis ![]() ![]() If you have Malwarebytes, update from within the app as there's no point in downloading the program to update your currently installed Malwarebytes. The download might be behind, but the program will auto-update. MajorGeeks posts the latest version available to us per Malwarebytes.
7/20/2023 0 Comments Minimalist google chrome themes![]() Bring Taylor to your Google Chrome browser with an assortment of fun Chrome theme designs from her live performances, striking head shots, minimalist designs, and other beautiful Swift themes. We are going to introduce a few best Google Chrome Themes for the desktop which will help you make your browser even more compelling. Taylor Swift fans, you have even more reason to show your Swiftie fandom with this collection of Taylor Swift Chrome Themes. Well, today’s article is about experimenting and enhancing your web browser design. While this theme references a classic comic book hero, it utilizes artwork thats minimal and clean with a color palette thats dark and rich. Anyone can make their own extension or theme and upload it for public use. The other features that make it superior are extension, theme, and app. The good thing about this browser is the majority of its code is open source which can be found on Chromium. That’s the reason along with users, chrome is also very popular among developers. The reason behind this is its fast web page loading capability, cache management system, security, and minimalist look. It has more than 45% of worldwide usage share of web browsers. 1) Marine Marine is a minimalistic Google Chrome Theme that applies a bluish-green gradient on the tabs and title bar, which brings out an aquamarine vibe. It may take months.Google Chrome is the most widely used browser in the world. You can choose a classic Chrome aesthetic or even make subtle changes by adding a terrific theme to your Google Chrome browser. It is not known yet when this cool feature will reach the production branch. From minimalist designs to colourful patterns, Google provides a wide range of themes, including different styles, moods and genres, such as animals, art, mountains, colours and more. It allows trying new features, but may contain serious bugs. Please keep in mind that Chrome Canary is Google’s most experimental testing version of the browser. So, if you open Chrome, and then open the Settings > Personalization > Colors page, you can see the browser's window switching between the dark and light themes when you change options in Settings. This is very suitable for users with an artistic side. Material Incognito Dark Theme If you are looking for a dark theme to accompany your browsing experience on Chrome, then you can go for Material Incognito Dark Theme. It displays a splash of brilliant colors at the top of the screen. When the light theme is enabled, the browser instantly switches to the default light theme too. Colors The Colors Microsoft Edge Theme is a variety of themes with a vividly beautiful blend of colors. When the user enables the dark theme for apps in Windows 10, Chrome enables its built-in dark theme automatically. Now you know the basics of Google Chrome themes, you can begin your hunt for the perfect one. The browser now respects the light and dark Personalization options of Windows 10. Chrome 74 comes with a dark theme that can be applied to the normal browsing mode. The best minimal pro grey theme for google chrome. Google Chrome is one of the first third-party apps which add support the built-in Dark theme of Windows 10. These include a ' Material Design Refresh' theme with rounded tabs, the removal of the ' Secure' text badge for HTTPSweb sites replaced by a Lock icon, and a reworked new tab page. ![]() Starting in Chrome 69, the browser features significant changes to the user interface. Get creative with our collection of stunning wallpaper templates you can customize with over a million images, icons, and illustrations from the Canva. Sporting a minimalist design, Chrome features a very powerful fast web rendering engine "Blink" to make your browsing experience faster, safer, and easier. Some Top Google Chrome Themes Here Is How To Install Themes In Microsoft Edge Some Top Microsoft Edge Themes 1) The Mist 2) Halo 3) Satin Stacks 4) Ocean Flight 5) The Forest 6) The Megalodon 7) Grounded- Ground War 8) Steampunk Omen 9) Alpha Halo 10) Howl Final Words The appearance of your UI is completely beautified by the Themes. ![]() It is available for Windows, Linux, Mac and Android. Aside from the fact that it seamlessly integrates across all devices and with all of your Google accounts, Chrome’s browser makes it a point to streamline the user experience as much as possible. ![]() As of this writing, Google Chrome is the most popular web browser. Updated Looking to change the way your browser looks Here are some of the best Google Chrome themes you can grab for your browser today. Simple & Easy to Use Google Chrome is widely regarded as one of the easiest to use browsers on the market. ![]() |